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Vehicle Insurance

Insurance Location
#1 Insurance Location

The server's insurance system protects your personal vehicles in the event that they are completely destroyed. Each purchased insurance charge covers a single vehicle destruction event.

Purchasing and Renewing Insurance

Insurance Menu UI
#2 Insurance Management & Renewal Menu

To add or renew a vehicle's insurance, follow these simple steps:

  1. Type the /stats command in the game chat to open your main account dashboard.
  2. Navigate to the Assets tab located at the top of the screen.
  3. Select the desired vehicle from the displayed list and click the green Renew Insurance button.
  4. An interaction window (modal) will open, allowing you to select the exact number of insurance policies you wish to purchase (image #2).

Cost Structure by Vehicle Tiers

The cost of a single insurance policy is calculated dynamically based on the performance class (tier) of the respective vehicle:

Vehicle Class (Tier) Cost per Policy (Charge)
Tier 1, 2, and 3 $5,000
Tier 4 $10,000
Tier 5 $20,000
Tier 6 $25,000

Important Details

  • Protection per Event: Each purchased insurance charge protects the vehicle from exactly one destruction event (Each charge protects the vehicle from one destruction event).
  • Maximum Storable Limit: You can hold a maximum of 5 active policies at the same time for each individual vehicle (displayed in the UI as policy X/5).